What to Do After a Car Accident If You Don’t Have Health Insurance

One thing you can do after a car accident if you don’t have health insurance is to work with an attorney to get compensation from the party responsible for your crash. The responsible party should have to cover your medical expenses and other losses.

A Tacoma car accident lawyer from Puget Law Group can take charge of your legal claim after a collision and explain the steps you need to take to make a full financial recovery. You can reach out and get the assistance you need today.

Steps to Take After a Car Crash if You Don’t Have Health Insurance

If you get into a car accident, whether you have health insurance or not, you should:

• Report the accident to the police
• Get immediate treatment for your injuries
• Take pictures of your injuries and the damage to your vehicle
• Get contact information from eyewitnesses
• Write down what you remember about the crash

If someone else caused your crash, they should have to cover all of your medical expenses and other losses, allowing you to recover financially even if you don’t have health insurance.

A personal injury lawyer from Puget Law Group can discuss the options available to secure compensation for your losses.

How a Lawyer Can Help After a Crash if You Don’t Have Health Insurance

A personal injury lawyer can get to work fast to help with your claim. Getting a lawyer from Puget Law Group on your side means you’ll have someone to help you:

Identify the Liable Party and Gather Evidence

If an attorney can show that someone else caused your crash, they should have to cover the medical expenses associated with your collision, regardless of whether or not you have health insurance.

Determining liability may require your attorney to get a copy of the police report, interview eyewitnesses, and look for surveillance footage from the time of the crash. Getting help right away can give your attorney a stronger chance of proving fault for the crash.

Handle Insurance Representatives

The representatives from the other driver’s insurance company may try to get you to take an initial lowball offer, especially if they know you don’t have health insurance. They know you want to get funds to cover your medical bills and can try to use this knowledge to push you around. Your attorney can push back and handle negotiations on your behalf.

File a Lawsuit

When necessary, your attorney can focus on aggressively representing you in court, helping you get the money you need to cover your healthcare costs and other losses.

Frequently Asked Questions About Car Accidents Without Health Insurance

The legal team at Puget Law Group can answer any questions you have about what to do after a car accident if you don’t have health insurance. Our law firm can also provide answers to questions like:

Do You Have to Carry Health Insurance in Washington State?

You do not have a legal obligation to have health insurance in Washington. However, you do have to carry auto insurance in order to legally operate a vehicle. This means the at-fault party should cover your medical bills and other losses.

Would Health Insurance Cover My Medical Bills After a Crash?

If you have health insurance, it will likely cover your initial medical expenses. However, the liable party should have to cover these losses after the resolution of your claim. If you have health insurance, your insurance company will expect to recoup the money it paid toward your bills.

Can I Get Medical Care Without Insurance After a Crash?

You can seek medical care after a collision even if you don’t have health insurance. However, medical providers may expect you to pay out of pocket until you can get funds from the liable party, or they could file a lien against your personal injury settlement.

Your attorney will explain these options when you reach out for help and focus on getting your expenses paid.

Talk to Us After a Crash if You Don’t Have Health Insurance

Do you need to know what to do after a car accident if you don’t have health insurance? Our team at Puget Law Group is ready to provide the guidance and assistance you need during this challenging time.

We have 150 years of combined legal experience, and we’re ready to take charge on your behalf. You can rely on us to work diligently to get you a check that can cover your medical bills, vehicle repairs, lost income, and other losses. Contact us today for a free consultation.